| Cholamandalam Investment & Finance Company Ltd | Industry : (Finance) | |
|---|---|---|
|
BSE Code : 511243 |
NSE Symbol : CHOLAFIN |
P/E(TTM) : 23.60 |
|
ISIN Demat : INE121A01024 |
Div & Yield% : 0.13 |
EPS(TTM) : 67.15 |
|
Book Value(₹) : 357.98 |
Market Cap(₹Cr) : 135,392.82 |
Face Value(₹) : 2.00 |
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 |
|---|---|---|---|---|---|---|
| Operating Income | 8,833.38 | 8,392.30 | 7,874.94 | 7,469.58 | 7,244.92 | 7,025.05 |
| Other Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Income | 99.57 | 146.27 | 110.42 | 120.55 | 85.86 | 95.64 |
| Total Income | 8,932.95 | 8,538.57 | 7,985.36 | 7,590.13 | 7,330.78 | 7,120.69 |
| Interest | 4,003.14 | 3,749.42 | 3,643.02 | 3,515.51 | 3,466.25 | 3,362.29 |
| Employee Expenses | 1,139.78 | 1,082.64 | 1,082.67 | 1,063.19 | 924.30 | 921.76 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Expenses | 573.52 | 651.69 | 543.33 | 483.31 | 461.70 | 441.70 |
| TOTAL OPERATING EXPENDITURE | 5,716.44 | 5,483.75 | 5,269.02 | 5,062.01 | 4,852.25 | 4,725.75 |
| Operating Profit Before Prov. & Cont. | 3,216.51 | 3,054.82 | 2,716.34 | 2,528.12 | 2,478.53 | 2,394.94 |
| Provisions & Write Offs | 921.85 | 846.42 | 910.30 | 897.01 | 882.10 | 625.29 |
| Depreciation | 74.17 | 71.03 | 73.14 | 70.36 | 66.79 | 63.43 |
| TOTAL EXPENDITURE | 6,712.46 | 6,401.20 | 6,252.46 | 6,029.38 | 5,801.14 | 5,414.47 |
| Tax | 651.94 | 565.14 | 548.71 | 456.60 | 440.23 | 513.18 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | -85.04 | -68.48 | -103.47 | -51.16 | -46.50 | -73.68 |
| Reported Profit After Tax | 1,653.59 | 1,640.71 | 1,287.66 | 1,155.31 | 1,135.91 | 1,266.72 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 1,653.59 | 1,640.71 | 1,287.66 | 1,155.31 | 1,135.91 | 1,266.72 |
| EPS (Unit Curr.) | 19.40 | 19.28 | 15.26 | 13.73 | 13.51 | 15.06 |
| EPS (Adj) (Unit Curr.) | 19.40 | 19.28 | 15.26 | 13.73 | 13.51 | 15.06 |
| Calculated EPS (Unit Curr.) | 19.39 | 19.25 | 15.25 | 13.73 | 13.50 | 15.06 |
| Calculated EPS (Adj) (Unit Curr.) | 19.39 | 19.25 | 15.25 | 13.73 | 13.50 | 15.06 |
| Calculated EPS (Ann.) (Unit Curr.) | 77.55 | 76.99 | 61.00 | 54.90 | 53.99 | 60.23 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 77.55 | 76.99 | 61.00 | 54.90 | 53.99 | 60.23 |
| Book Value (Unit Curr.) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Dividend (%) | 0.00 | 0.00 | 65.00 | 0.00 | 0.00 | 0.00 |
| Equity | 170.59 | 170.48 | 168.86 | 168.35 | 168.30 | 168.25 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 71.30 | 70.99 | 69.19 | 68.90 | 69.88 | 73.05 |
| PBDTM(%) | 25.98 | 26.31 | 22.93 | 21.84 | 22.04 | 25.19 |
| PATM(%) | 18.72 | 19.55 | 16.35 | 15.47 | 15.68 | 18.03 |
| Net Interest Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 233,586.00 | 224,334.00 | 210,722.00 | 199,159.00 | 192,148.00 | 184,746.00 |
| Return on Equity(%) | 21.20 | 23.00 | 19.10 | 18.10 | 18.80 | 22.20 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 37.90 | 38.80 | 39.10 | 39.70 | 43.90 | 40.50 |
| Loan Loss Provision Ratio | 1.50 | 1.60 | 1.70 | 1.70 | 1.80 | 1.20 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 8.20 | 8.40 | 8.00 | 7.90 | 7.80 | 8.00 |
| Provision Coverage Ratio(%) | 35.49 | 35.36 | 33.44 | 33.88 | 34.41 | 34.58 |
| Capital Adequacy Ratio | 19.81 | 19.21 | 19.16 | 20.00 | 19.96 | 19.75 |
| Tier I Capital | 14.81 | 14.73 | 14.21 | 14.59 | 14.31 | 14.41 |
| Tier II Capital | 5.00 | 4.48 | 4.95 | 5.41 | 5.65 | 5.34 |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 4.50 | 4.36 | 4.63 | 4.57 | 4.29 | 3.97 |
| (%) Net Non Performing Assets | 2.95 | 2.87 | 3.13 | 3.07 | 2.86 | 2.63 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | 4.20 | 3.80 | 3.20 | 3.00 | 3.10 | 3.60 |
| Loans Disbursed(Amt Rs cr) | 29,612.00 | 32,913.00 | 29,962.00 | 24,442.00 | 24,325.00 | 26,417.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
