| PTC India Financial Services Ltd | Industry : (Finance) | |
|---|---|---|
|
BSE Code : 533344 |
NSE Symbol : PFS |
P/E(TTM) : 7.59 |
|
ISIN Demat : INE560K01014 |
Div & Yield% : 0.00 |
EPS(TTM) : 3.50 |
|
Book Value(₹) : 47.95 |
Market Cap(₹Cr) : 1,707.19 |
Face Value(₹) : 10.00 |
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 |
|---|---|---|---|---|---|---|
| Operating Income | 103.31 | 119.08 | 121.74 | 131.84 | 141.91 | 152.99 |
| Other Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Income | 0.00 | 0.03 | 3.30 | 0.02 | 0.33 | 4.56 |
| Total Income | 103.31 | 119.11 | 125.04 | 131.86 | 142.24 | 157.55 |
| Interest | 38.50 | 43.94 | 57.64 | 57.57 | 65.34 | 71.70 |
| Employee Expenses | 6.65 | 5.24 | 6.38 | 6.05 | 5.33 | 4.36 |
| Selling & Administrative Expenses | 5.30 | 6.05 | 4.66 | 5.20 | 4.99 | 7.84 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Expenses | 0.66 | 0.32 | 2.99 | 0.42 | 0.03 | 0.12 |
| TOTAL OPERATING EXPENDITURE | 51.11 | 55.55 | 71.67 | 69.24 | 75.69 | 84.02 |
| Operating Profit Before Prov. & Cont. | 52.20 | 63.56 | 53.37 | 62.62 | 66.55 | 73.53 |
| Provisions & Write Offs | -3.75 | 0.13 | -12.68 | -56.89 | -81.59 | -3.36 |
| Depreciation | 1.70 | 1.84 | 1.88 | 1.88 | 1.83 | 1.79 |
| TOTAL EXPENDITURE | 49.06 | 57.52 | 60.87 | 14.23 | -4.07 | 82.45 |
| Tax | 12.09 | 15.45 | 13.11 | -17.76 | -11.73 | 6.22 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 1.92 | 0.64 | 1.97 | 47.25 | 21.41 | 10.72 |
| Reported Profit After Tax | 40.24 | 45.50 | 49.09 | 88.14 | 136.63 | 58.16 |
| Extra-ordinary Items | 0.00 | 0.00 | -1.86 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 40.24 | 45.50 | 50.95 | 88.14 | 136.63 | 58.16 |
| EPS (Unit Curr.) | 0.63 | 0.71 | 0.76 | 1.37 | 2.13 | 0.91 |
| EPS (Adj) (Unit Curr.) | 0.63 | 0.71 | 0.76 | 1.37 | 2.13 | 0.91 |
| Calculated EPS (Unit Curr.) | 0.63 | 0.71 | 0.76 | 1.37 | 2.13 | 0.91 |
| Calculated EPS (Adj) (Unit Curr.) | 0.63 | 0.71 | 0.76 | 1.37 | 2.13 | 0.91 |
| Calculated EPS (Ann.) (Unit Curr.) | 2.51 | 2.83 | 3.06 | 5.49 | 8.51 | 3.62 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 2.51 | 2.83 | 3.06 | 5.49 | 8.51 | 3.62 |
| Book Value (Unit Curr.) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 642.28 | 642.28 | 642.28 | 642.28 | 642.28 | 642.28 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 2,335.88 | 0.00 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 91.42 | 90.17 | 101.60 | 134.31 | 150.43 | 97.12 |
| PBDTM(%) | 54.16 | 53.27 | 54.25 | 90.65 | 104.39 | 50.26 |
| PATM(%) | 38.95 | 38.21 | 40.32 | 66.85 | 96.28 | 38.02 |
| Net Interest Income | 48.71 | 65.04 | 52.00 | 62.00 | 66.18 | 74.00 |
| Operating Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Equity(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 19.89 | 14.78 | 20.00 | 18.04 | 14.56 | 13.33 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 4.46 | 4.75 | 3.80 | 4.59 | 4.63 | 4.68 |
| Provision Coverage Ratio(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Capital Adequacy Ratio | 68.91 | 66.63 | 71.21 | 62.63 | 64.96 | 59.65 |
| Tier I Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tier II Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) Net Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | 3.31 | 3.60 | 3.73 | 6.50 | 9.77 | 4.02 |
| Loans Disbursed(Amt Rs cr) | 117.00 | 162.00 | 609.00 | 326.00 | 138.00 | 50.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 1,004.00 | 1,188.00 | 1,048.00 | 206.00 | 100.00 |
| Loan Book(Amt Rs cr) | 2,946.00 | 3,292.00 | 3,503.00 | 3,697.00 | 4,313.00 | 4,735.00 |
