| L&T Finance Ltd | Industry : (Finance) | |
|---|---|---|
|
BSE Code : 533519 |
NSE Symbol : LTF |
P/E(TTM) : 17.84 |
|
ISIN Demat : INE498L01015 |
Div & Yield% : 1.08 |
EPS(TTM) : 14.21 |
|
Book Value(₹) : 116.11 |
Market Cap(₹Cr) : 63,537.29 |
Face Value(₹) : 10.00 |
| Particulars | Sep 2026 | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 |
|---|---|---|---|---|---|---|
| Operating Income | 5,483.99 | 5,212.84 | 4,920.79 | 4,578.20 | 4,332.74 | 4,256.75 |
| Other Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Income | 0.43 | 30.65 | 0.37 | 3.51 | 0.35 | 0.32 |
| Total Income | 5,484.42 | 5,243.49 | 4,921.16 | 4,581.71 | 4,333.09 | 4,257.07 |
| Interest | 1,970.45 | 1,970.06 | 1,747.02 | 1,703.01 | 1,634.28 | 1,635.73 |
| Employee Expenses | 736.81 | 697.11 | 659.11 | 649.32 | 592.63 | 551.71 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Expenses | 765.69 | 718.79 | 698.11 | 600.62 | 572.53 | 554.65 |
| TOTAL OPERATING EXPENDITURE | 3,472.95 | 3,385.96 | 3,104.24 | 2,952.95 | 2,799.44 | 2,742.09 |
| Operating Profit Before Prov. & Cont. | 2,011.47 | 1,857.53 | 1,816.92 | 1,628.76 | 1,533.65 | 1,514.98 |
| Provisions & Write Offs | 628.69 | 582.64 | 546.19 | 590.06 | 505.55 | 542.30 |
| Depreciation | 70.79 | 61.72 | 59.25 | 56.12 | 49.34 | 39.13 |
| TOTAL EXPENDITURE | 4,172.43 | 4,030.32 | 3,709.68 | 3,599.13 | 3,354.33 | 3,323.52 |
| Tax | 469.67 | 399.74 | 306.75 | 295.32 | 202.14 | 253.18 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | -125.93 | -81.89 | -42.36 | -44.16 | 48.91 | -13.72 |
| Reported Profit After Tax | 968.25 | 895.32 | 947.09 | 731.42 | 727.71 | 694.09 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | -19.89 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 968.25 | 895.32 | 947.09 | 751.31 | 727.71 | 694.09 |
| EPS (Unit Curr.) | 3.86 | 3.57 | 3.78 | 2.92 | 2.91 | 2.78 |
| EPS (Adj) (Unit Curr.) | 3.86 | 3.57 | 3.78 | 2.92 | 2.91 | 2.78 |
| Calculated EPS (Unit Curr.) | 3.87 | 3.58 | 3.78 | 2.93 | 2.91 | 2.78 |
| Calculated EPS (Adj) (Unit Curr.) | 3.87 | 3.58 | 3.78 | 2.93 | 2.91 | 2.78 |
| Calculated EPS (Ann.) (Unit Curr.) | 15.46 | 14.30 | 15.13 | 11.70 | 11.64 | 11.12 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 15.46 | 14.30 | 15.13 | 11.70 | 11.64 | 11.12 |
| Book Value (Unit Curr.) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 2,504.39 | 2,504.39 | 2,504.39 | 2,499.87 | 2,499.87 | 2,497.71 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 61.15 | 62.25 | 61.33 | 59.89 | 61.45 | 61.28 |
| PBDTM(%) | 25.21 | 24.46 | 25.82 | 22.69 | 23.73 | 22.85 |
| PATM(%) | 17.66 | 17.18 | 19.25 | 15.98 | 16.80 | 16.31 |
| Net Interest Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Equity(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Provision Coverage Ratio(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Capital Adequacy Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tier I Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tier II Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) Net Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Disbursed(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |

